Term Life Insurance


When it comes to coverage, term life insurance is the easiest and most effective a low cost plan that provide comprehensive financial security. In the absence, your loved ones suffer, not only from grief, but also financial strain caused by the loss of your income. Term plan helps take care of your family’s living expenses, as well as future financial goals, in case you are not around to provide them. The unpredictable nature of life makes life insurance cover a must-have.


Customer Category Minimum Age at Entry Maximum Age at Entry
Individual Customers 20 60



The summary of benefits and limits are shown below:-

Specification Criteria Benefit
Death Benefit(DAC) Pays Sum Assured(SA)
SA chosen
Terminal Illness (inbuilt) Pays SA equal to DAC SA on
accelerated basis
Equal to DAC

Critical illness (Optional)


If chosen, Pays SA equal to
cover opted for CI on accelerated basis

10% to 50% of DAC sum assured

Accidental Total permanent
Total Disability (Optional)-Waiver of premium

If chosen, Premium will be waived of for remaining minimum payment terms and policy will continue.


Sum Assured Minimum Maximum
Death Benefit(DAC) AED 350,000 AED 1,800,000
TI Sum assured AED 350,000 100% of DAC SA
CI Sum assured (if opted) 10% of DAC SA 50% of DAC SA

ATPD-Waiver of premium (if

Equal to outstanding premium from the date of incident



  • Flexible policy terms to choose: Minimum 5 years to Maximum 35 years.
  • Mode of Payment: M, Q, HY, A.
  • Free Look period: 30 days from the date of commencement.
  • Grace Period: 30 days from due date
  • Revival Period: Allowed up to 9 months from the date of lapsation.