Individual Health Insurance

NLG EAZY Health, Individual plan

Getting health insurance plans for you and your family is an integral part of financial planning. With changing lifestyles that have made us prone to numerous health concerns and at the same time, rising medical costs, a medical insurance policy is today’s necessity. A health insurance plan that helps you deal with any sudden health adversity and high medical cost burden, NLG Eazy Health helps you live a worry-free life without compromising on your good health needs.

PRODUCT SUMMARY:

Network Gold Silver Bronze Chrome Chrome – Lite
Plan Type NLG Eazy Health – Gold NLG Eazy Health – Silver NLG Eazy Health – Bronze NLG Eazy Health – Chrome NLG Eazy Health – Basic Plus
DHA Product ID GMD0105210013 GMD0105210014 GMD0105210015 GMD0105210012 GMD0105210028
Territorial Scope of Coverage Worldwide excluding USA and Canada Worldwide excluding USA and Canada Worldwide excluding USA and Canada Worldwide excluding USA and Canada United Arab Emirates. Coverage Extended to SEA only for Inpatient Treatments
Aggregate Annual Limit AED 250,000 AED 150,000 AED 150,000 AED 150,000 AED 150,000
Consultation Deductible AED 50 AED 50 AED 50 AED 50 AED 25
OP Pharmacy Copay 10% 10% 10% 10% 20%
OP Pharmacy Sub-Limit AED 10,000 AED 7,500 AED 5,500 AED 5,500 (Generic Medicine only) AED 2,500 (Generic Medicine only)
Diagnostics (X-ray, MRI, CT-Scan, Ultra Sound & Endoscopy diagnostic services) Nil 10% co pay 10% co pay 20% co pay 20% co pay
Dental benefit (Optional) Covered with extra Premium Covered with extra Premium Covered with extra Premium Covered with extra Premium Covered with extra Premium
Optical benefit (Optional) Covered with extra Premium Covered with extra Premium Covered with extra Premium Covered with extra Premium Covered with extra Premium
Pre-existing & Chronic Conditions

Members with Continuity of cover: Covered for declared cases only, up to annual limit subject to the proof of previous medical insurance cover.

Members without continuity of cover or New entrants to UAE: Declared Pre-existing/ Chronic conditions and newly diagnosed chronic conditions covered after a waiting period of initial 6 months, up to AED 150,000.

For all members, undeclared Pre-existing & Chronic conditions are not covered even after 6 months.

TABLE OF BENEFITS –> Click here Click here Click here Click here Click here
NETWORK LIST –> Click here Click here Click here Click here Click here

 

TPA: Inhouse

For any further clarification, please call / WhatsApp on 043961331 or email us at servicesdubai@nlicgulf.com.

PRODUCT SUMMARY:

Network Gold Bronze Chrome
Plan Type NLG Eazy Health – Gold Plus NLG Eazy Health – Gold NLG Eazy Health – Bronze Plus NLG Eazy Health – Bronze NLG Eazy Health – Chrome Plus NLG Eazy Health – Chrome
DOH Product Number 44392 44393 44394 44395 44396 44397
Territorial Scope of Coverage UAE & Indian Sub Continent UAE & Indian Sub Continent UAE & Indian Sub Continent
Aggregate Annual Limit AED 250,000 AED 250,000 AED 250,000
Consultation Deductible AED 50 AED 50 AED 50
OP Pharmacy Copay 15% 30% 15% 30% 15% 30%
OP Pharmacy Sub-Limit AED 7,500 AED 5,000 AED 7,500 AED 5,000 AED 5,000 (Generic Medicine only) AED 2,000 (Generic Medicine only)
Diagnostics (X-ray, MRI, CT-Scan, Ultra Sound & Endoscopy diagnostic services) Covered with deductible of AED 25 Covered with deductible of AED 25 Covered with deductible of AED 25 Covered with deductible of AED 25 Covered with deductible of AED 25 Covered with deductible of AED 25
Dental benefit (Optional) Not Covered Not Covered Not Covered Not Covered Not Covered Not Covered
Optical benefit (Optional) Not Covered Not Covered Not Covered Not Covered Not Covered Not Covered
Ayurveda and Homeopathy Maximum AED 2000 Maximum AED 2000 Maximum AED 1600 Maximum AED 1600 Maximum AED 1600 Maximum AED 1600
Pre-existing & Chronic Conditions

All pre-existing medical conditions should be declared in the Medical Application Form and is subject to medical underwriting.

Undeclared pre-existing conditions will not be covered during the policy period and will be underwritten at renewal.

TABLE OF BENEFITS –> Click here Click here Click here Click here Click here Click here
NETWORK LIST –> Click here Click here Click here

 

TPA: Inhouse

For any further clarification, please email us at info.auh@nlicgulf.com.

Dubai and Northern Visa Holders

PRODUCT SUMMARY:

Network Gold Silver Bronze Chrome Chrome – Lite
Plan Type NLG Eazy Health – Gold NLG Eazy Health – Silver NLG Eazy Health – Bronze NLG Eazy Health – Chrome NLG Eazy Health – Basic Plus
DHA Product ID GMD0105210013 GMD0105210014 GMD0105210015 GMD0105210012 GMD0105210028
Territorial Scope of Coverage Worldwide excluding USA and Canada Worldwide excluding USA and Canada Worldwide excluding USA and Canada Worldwide excluding USA and Canada United Arab Emirates. Coverage Extended to SEA only for Inpatient Treatments
Aggregate Annual Limit AED 250,000 AED 150,000 AED 150,000 AED 150,000 AED 150,000
Consultation Deductible AED 50 AED 50 AED 50 AED 50 AED 25
OP Pharmacy Copay 10% 10% 10% 10% 20%
OP Pharmacy Sub-Limit AED 10,000 AED 7,500 AED 5,500 AED 5,500 (Generic Medicine only) AED 2,500 (Generic Medicine only)
Diagnostics (X-ray, MRI, CT-Scan, Ultra Sound & Endoscopy diagnostic services) Nil 10% co pay 10% co pay 20% co pay 20% co pay
Dental benefit (Optional) Covered with extra Premium Covered with extra Premium Covered with extra Premium Covered with extra Premium Covered with extra Premium
Optical benefit (Optional) Covered with extra Premium Covered with extra Premium Covered with extra Premium Covered with extra Premium Covered with extra Premium
Pre-existing & Chronic Conditions

Members with Continuity of cover: Covered for declared cases only, up to annual limit subject to the proof of previous medical insurance cover.

Members without continuity of cover or New entrants to UAE: Declared Pre-existing/ Chronic conditions and newly diagnosed chronic conditions covered after a waiting period of initial 6 months, up to AED 150,000.

For all members, undeclared Pre-existing & Chronic conditions are not covered even after 6 months.

TABLE OF BENEFITS –> Click here Click here Click here Click here Click here
NETWORK LIST –> Click here Click here Click here Click here Click here

 

TPA: Inhouse

For any further clarification, please call / WhatsApp on 043961331 or email us at servicesdubai@nlicgulf.com.

Abu Dhabi and Al Ain Visa Holders

PRODUCT SUMMARY:

Network Gold Bronze Chrome
Plan Type NLG Eazy Health – Gold Plus NLG Eazy Health – Gold NLG Eazy Health – Bronze Plus NLG Eazy Health – Bronze NLG Eazy Health – Chrome Plus NLG Eazy Health – Chrome
DOH Product Number 44392 44393 44394 44395 44396 44397
Territorial Scope of Coverage UAE & Indian Sub Continent UAE & Indian Sub Continent UAE & Indian Sub Continent
Aggregate Annual Limit AED 250,000 AED 250,000 AED 250,000
Consultation Deductible AED 50 AED 50 AED 50
OP Pharmacy Copay 15% 30% 15% 30% 15% 30%
OP Pharmacy Sub-Limit AED 7,500 AED 5,000 AED 7,500 AED 5,000 AED 5,000 (Generic Medicine only) AED 2,000 (Generic Medicine only)
Diagnostics (X-ray, MRI, CT-Scan, Ultra Sound & Endoscopy diagnostic services) Covered with deductible of AED 25 Covered with deductible of AED 25 Covered with deductible of AED 25 Covered with deductible of AED 25 Covered with deductible of AED 25 Covered with deductible of AED 25
Dental benefit (Optional) Not Covered Not Covered Not Covered Not Covered Not Covered Not Covered
Optical benefit (Optional) Not Covered Not Covered Not Covered Not Covered Not Covered Not Covered
Ayurveda and Homeopathy Maximum AED 2000 Maximum AED 2000 Maximum AED 1600 Maximum AED 1600 Maximum AED 1600 Maximum AED 1600
Pre-existing & Chronic Conditions

All pre-existing medical conditions should be declared in the Medical Application Form and is subject to medical underwriting.

Undeclared pre-existing conditions will not be covered during the policy period and will be underwritten at renewal.

TABLE OF BENEFITS –> Click here Click here Click here Click here Click here Click here
NETWORK LIST –> Click here Click here Click here

 

TPA: Inhouse

For any further clarification, please email us at info.auh@nlicgulf.com.